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ALBANY AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.
1225 6th Street SE
Albany, OR 97321
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents and residents of the Greater Albany School District for the past year
-Have not have owned a home in the past 3 years
-Have the ability to pay a mortgage payment (steady income and decent credit history, able to manage current debt)

Substandard housing may include poor heating or wiring, a leaky roof, mold, not having enough space for your family, or paying 50% or more of your income towards housing.
Hours: Monday-Thursday 9am-noon
BEND-REDMOND HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are sold to loan-qualified families with a below market rate loan. Families provide sweat equity labor to help build the houses.
224 NE Thurston Avenue
Bend, OR 97701
Eligibility: Households currently living in substandard housing that meet all of the following requirements:
-Live or work in Bend or Redmond for at least 1 year
-Meet income guidelines listed on website
-Can commit to 250 hours of sweat equity
-Primary applicant is a United State citizen or permanent resident
-Have not owned a home in the past 3 years
-Have the ability to make a mortgage payment (steady income)
-Have a minimum credit score of 620
Hours: Monday-Friday 8am-5pm
BENTON HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Homeownership program sells Habitat constructed houses at affordable cost based on income to individuals unable to afford a typical mortgage. Program works directly with homeowners during construction to complete general homeownership and financial education.
4840 SW Philomath Boulevard
Corvallis, OR 97333
Eligibility: Family selection factors include demonstrated need for housing (present housing is inadequate), ability to pay monthly mortgage, income between 35%-80% of the county's median income based on family size, and willingness to partner. Must live or work in Benton County.
Hours: Home construction: Wednesdays, Saturdays
Office: Monday-Friday 10am-4pm
CITY OF SPRINGFIELD
SPRINGFIELD HOME OWNERSHIP PROGRAM (SHOP)
Provides a home ownership program to assist low- and moderate-income residents with the first-time purchase of a home. The city can loan up to $25,000 toward the down payment and related costs of buying a qualified home. The loan is interest-free, and repayment is generally not required until the home is sold, refinanced, or transferred.
225 5th Street
Springfield, OR 97477
Eligibility: -Be a first-time home buyer or have not owned a home in the past three years
-Meet income requirements
-Be prequalified for a home loan
-Successfully completed the Homebuying Foundations class through DevNW
-Contribute a minimum of 50% of the minimum down payment required by the Primary Lender
Hours: Monday-Friday 8am-5pm
COLUMBIA COUNTY HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.
164 Little Street
Saint Helens, OR 97051
Eligibility: Households currently living in substandard housing that meet all of the following requirements:
-Meet income guidelines
-Can commit to 400 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have not have owned a home in the past 3 years
-Have the ability to make a mortgage payment (steady income and decent credit history)
Hours: Monday-Friday 9am-5pm
COLUMBIA GORGE HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are built with volunteer labor and donated materials and are then sold at no profit to homeowner families.

Please note that this agency does not provide immediate/emergency housing. This is a long-term housing program.
111 E 5th Street
The Dalles, OR 97058
Eligibility: Households currently living in substandard housing and/or in need of safe and affordable housing who meet all of the following requirements:
-Meet income guidelines
-Can commit to 350 hours of sweat equity in construction
-United States citizens or permanent residents
-Have not owned a home in the past 3 years
-Have the ability to make a mortgage payment (steady income and decent credit history)
-Must credit qualify and pass background checks
-Must already reside in the service area
Hours: Tuesday/Friday 9am-noon
COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON
HOMEOWNERSHIP PROGRAM
Provides information, education, and resource referrals to households interested in pursuing homeownership. Connects households to mortgage resources, down payment assistance programs, and foreclosure prevention/default counseling.
211 SE Byers Avenue
Pendleton, OR 97801
Eligibility: Varies by service
Hours: Monday-Thursday 8am-5pm, Friday 8am-noon
COOS COUNTY HABITAT FOR HUMANITY
HOME OWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.
760 S 2nd Street
Coos Bay, OR 97420
Eligibility: Family currently living in substandard housing who:
1) meet income guidelines
2) can commit to 500 hours of sweat equity in construction
3) is a United States citizen or permanent legal resident
4) Have not owned a home in the past 3 years
5) has ability to pay a mortgage payment (steady income and decent credit history)
Hours: Monday/Friday by appointment only, Tuesday-Thursday 10am-4pm
COWLITZ COUNTY HABITAT FOR HUMANITY
HABITAT FOR HUMANITY
Helps low-income individuals and families attain homeownership. New houses are built through contributions and volunteer labor and are then sold at cost to carefully screened families who pay an interest-free mortgage. Builds 2-3 homes and rehabilitates 6-15 homes annually, on average. Volunteer opportunities available.
1323 S 13th Avenue
Kelso, WA 98626
Eligibility: Must meet low-income per area guidelines. Families are selected based on need, inadequate housing, ability to pay, and willingness to partner with Habitat for Humanity. Beneficiaries are required to contribute 500 hours of "sweat equity" labor.
Hours: Monday/Friday 9am-3pm, Tuesday-Thursday 9am-5pm
DEVNW
DEVNW SALEM
DOWN PAYMENT ASSISTANCE
Provides a combination of education, counseling, and financial assistance through loans up to $25,000 for income-qualified first-time homebuyers to cover a portion of the down payment and/or closing costs associated with the purchase of a home.
528 Cottage Street NE
Suite 304
Salem, OR 97301
Eligibility: Household income must be at or under the following:
Benton County – $81,000
Clackamas County – $92,100
Lane County – $72,174
Lincoln County – $55,783
Linn County – $64,500
Marion County – $70,600
Polk County – $70,600
Other requirements include (but are not limited to): residential property purchase, first-time homebuyer, minimum of $1500 of own savings (or minimum of 3.5% of purchase price if FHA loan), completion of required homebuyer training, owner-occupied primary residence (not a rental). Must complete a DevNW Homebuying Foundations course.
Hours: Monday-Thursday 8am-6pm
DEVNW
DEVNW SPRINGFIELD
DOWN PAYMENT ASSISTANCE
Provides a combination of education, counseling, and down financial assistance through loans up to $40,000 (in Eugene) or up to $25,000 (in Springfield) for income-qualified first-time homebuyers to cover a portion of the down payment and/or closing costs associated with the purchase of a home.
212 Main Street
Springfield, OR 97477
Eligibility: Household income must be at or under the following:
Benton County – $81,000
Clackamas County – $92,100
Lane County – $72,174
Lincoln County – $55,783
Linn County – $64,500
Marion County – $70,600
Polk County – $70,600
Other requirements include (but are not limited to): residential property purchase, first-time homebuyer, minimum of $1500 of own savings (or minimum of 3.5% of purchase price if FHA loan), completion of required homebuyer training, owner-occupied primary residence (not a rental). Must complete a DevNW Homebuying Foundations course.
Hours: Monday-Thursday 8am-6pm
EVERGREEN HABITAT FOR HUMANITY
HOME OWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.
10811 SE 2nd Street
Vancouver, WA 98664
Eligibility: Households currently living in substandard housing that meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have not have owned a home in the past 3 years
-Have the ability to make a mortgage payment (steady income and decent credit history)
Hours: Monday-Friday 9am-4pm
FLORENCE HABITAT FOR HUMANITY
Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.
2004 Highway 101
Florence, OR 97439
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
1) Meet income guidelines
2) Can commit to 500 hours of sweat equity in construction
3) Are United States citizens or permanent residents
4) Have not have owned a home in the past 3 years
5) Have the ability to pay a mortgage payment (steady income and decent credit history)
Hours: Tuesday-Thursday 10am-4pm
GRANTS PASS AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families. Mortgage payments go into a revolving fund that is used to build more houses. Homeowner families and volunteers provide most of the labor, and individual and corporate donors provide money and materials to build Habitat houses.
409 NE ‘E’ Street
Grants Pass, OR 97526
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
-Meet income guidelines
-Can commit to 250 hours of sweat equity in construction or 500 hours of sweat equity for a two parent family, in construction of their home or others being built
-Are United States citizens or permanent residents
-Have not have owned a home in the past 3 years
-Have the ability to pay a mortgage payment (steady income and decent credit history)
-Must live or work within City of Grants Pass
Hours: Monday-Friday 9am-noon. Closed federal holidays.
HABITAT FOR HUMANITY LA PINE SUNRIVER
OWN YOUR OWN HOME
Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to Habitat for Humanity.
56835 Venture Lane
Suite 101-102
Sunriver, OR 97707
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
-Meet income guidelines
-Can commit to 400 hours of sweat equity by volunteering on new home construction, volunteering to help at the ReStore in La Pine, or volunteering to help with another activity approved by Habitat
-United States citizens or permanent residents
-Have not owned a home in the past 3 years
-Have the ability to pay a mortgage payment (steady income and decent credit history)
Hours: By appointment only
HABITAT FOR HUMANITY OF CENTRAL LANE
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for people to build and buy their own homes. The houses are sold at no profit to homeowner partners, who provide sweat equity labor to help build the houses.
1210 Oak Patch Road
Eugene, OR 97402
Eligibility: Households currently living in substandard housing that meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have not have owned a home in the past 3 years
-Have the ability to make a mortgage payment (steady income and decent credit history)
Hours: All services are by appointment only: Monday-Friday 9am-4pm
HABITAT FOR HUMANITY OF LINCOLN COUNTY
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families. Houses are built with volunteer labor and use donated materials. Volunteer opportunities available.
227 NE 12th Street
Newport, OR 97365
Eligibility: Households with income between 45-70% of area median income, based on family size; must have demonstrated need; must be willing to partner and complete sweat equity.
Hours: Tuesday-Thursday 9am-4pm
HABITAT FOR HUMANITY OF THE MID-WILLAMETTE VALLEY
HABITAT FOR HUMANITY
Builds and sells simple homes with affordable mortgages to low- to moderate-income families. Provides exterior home repairs and accessibility accommodations to low-income homeowners.
1220 12th Street SE
Salem, OR 97302
Eligibility: Must be a US citizen or permanent resident, see website for mortgage payment rates.
Hours: Monday-Thursday 9am-4pm, Friday by appointment. Closed public holidays.
HABITAT FOR HUMANITY PORTLAND REGION
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.
Eligibility: Have not owned a home in the last 3 years.
Steady income and decent credit history.
Household income between 35%- 80% of the Area Median Income for the Portland Metro Area.
Applicants must have a combined annual gross income of at least $30,000.
2 years of steady work history for any employment income.
Hours: Monday-Friday 8:30am-4:30pm
HACIENDA COMMUNITY DEVELOPMENT CORPORATION
HOMEOWNERSHIP PROGRAM
Offers bilingual homeownership counseling for first-time homebuyers, as well as those facing foreclosure. Also offers a HUD-certified homebuying course, and access to down payment assistance options.
6700 NE Killingsworth Street
Portland, OR 97218
Eligibility: Unrestricted
Hours: Monday-Thursday 8:30am-5pm
HOUSING AUTHORITY OF YAMHILL COUNTY
Provides Housing Choice Voucher rental assistance, including a Homeownership Voucher Program. Also has a Family Self-Sufficiency Program, a Housing Rehab program, and manages several area affordable housing complexes for families, farmworkers, older adults, and people with special needs.
135 NE Dunn Place
Mcminnville, OR 97128
Eligibility: Some programs may have residency or income requirements. Call for information.
Hours: Monday-Thursday 8am-noon and 1pm-5pm
JUNCTION CITY/HARRISBURG/MONROE HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are sold to homeowner families, who provide sweat equity labor to help build the houses.
177 W 6th Avenue
Junction City, OR 97448
Eligibility: Households currently living in substandard housing that meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have the ability to make a mortgage payment (steady income and decent credit history)
Hours: Tuesday-Friday 10am-3pm by appointment
LEBANON AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.
566 S Main Street
Lebanon, OR 97355
Eligibility: Must be a United States citizen or permanent resident who has not owned a home in the past 3 years who meet income guidelines and have the ability to make a mortgage payment (steady income and appropriate credit history). Must also be able to commit 500 hours of sweat equity.
Hours: Varies
MCMINNVILLE AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families. Houses are built with volunteer labor and use donated materials. Mortgage payments received from homeowners are recycled into a fund to build more homes in the McMinnville area. This is a long term housing solution.
1024 SE 1st Street
McMinnville, OR 97128
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
-Total annual income of 40%-65% of the Area Median Income (AMI) for Yamhill County
-Can commit to 250-500 hours of sweat equity in construction working alongside volunteers
-United States citizens or permanent residents with one year of residency or work in the service area
-Have not had a bankruptcy in at least 4 years
-A decent credit history and criminal background check. Emphasis is on most recent history and is evaluated based on individual circumstances (e.g., no minimum credit score).
Hours: Monday-Friday 9am-4pm
MID-COLUMBIA AND COLUMBIA GORGE HOUSING AUTHORITIES
MID-COLUMBIA HOUSING RESOURCE CENTER
HOUSING RESOURCE CENTER
Provides education and information and referral on housing issues, as well as some financial assistance for homebuyers and homeowners, including:
-Homebuyer education classes and workshops
-Financial education and workshops
-Pre- and post-purchase counseling for homebuyers
-Foreclosure counseling
-Down payment assistance
-Information for renters
-Information about maintaining and repairing a home, as well as home repair loans

Classes are held monthly at Columbia Gorge Community College in Hood River and The Dalles. Also informs the public about trends in the marketplace using current statistics in the Mid-Columbia region.
500 E 2nd Street
The Dalles, OR 97058
Eligibility: Varies by service
Hours: Monday-Thursday 8:30am-noon and 1pm-5pm and by appointment
NEIGHBORIMPACT
HOMESOURCE
Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans
2303 SW 1st Street
Redmond, OR 97756
Eligibility: Eligibility varies by program. Residence, income, and/or age requirements may apply.
Hours: Hours vary
NEIGHBORIMPACT
NEIGHBORIMPACT BEND
HOMESOURCE
Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans
20310 Empire Avenue
Suite A100
Bend, OR 97701
Eligibility: Eligibility varies by program. Residence, income, and/or age requirements may apply.
Hours: Monday-Friday 8:30am-4:30pm
NEIGHBORIMPACT
NEIGHBORIMPACT MADRAS
HOMESOURCE
Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans
374 SW 5th Street
Suite B
Madras, OR 97741
Eligibility: Eligibility varies by program. Residence, income, and/or age requirements may apply.
Hours: Hours vary
NEIGHBORIMPACT
NEIGHBORIMPACT PRINEVILLE
HOMESOURCE
Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans
457 Ochoco Plaza Drive
Prineville, OR 97754
Eligibility: Eligibility varies by program. Residence, income, and/or age requirements may apply.
Hours: Hours vary
NEWBERG AREA HABITAT FOR HUMANITY
HABITAT FOR HUMANITY NEWBERG
Habitat for Humanity houses are built with volunteer labor and use many donated materials. Families contribute 500 hours (minimum) of "sweat equity" working alongside volunteers during construction of their homes. After a house is complete, it is sold to the family at cost with an interest-free mortgage. Mortgage payments received from homeowners are recycled into a Fund for Humanity to build more homes in the area.
620 N Morton Street
Newberg, OR 97132
Eligibility: Call for information
Hours: Monday-Friday 10am-1pm
NORTH WILLAMETTE VALLEY HABITAT FOR HUMANITY
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at an affordable price to homeowners.
225 Franklin Street
Mount Angel, OR 97362
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
1) Meet income guidelines
2) Can commit to 500 hours of sweat equity in construction
3) Are United States citizens or permanent residents
4) Have not have owned a home in the past 3 years
5) Have the ability to pay a mortgage payment (steady income and decent credit history)
Hours: Monday-Friday 9am-5pm
PORTLAND HOUSING CENTER
Resource center for homebuyers, providing pre-purchase counseling, homeownership education, individual development accounts, down payment assistance, and financing. Does not provide any type of rental assistance or construction assistance.

Mortgage Assistance Program provides down payment assistance and financing, NOT assistance with reverse mortgages or individuals experiencing or at risk of foreclosure.
3233 NE Sandy Boulevard
Portland, OR 97232
Eligibility: Unrestricted for HomeOwner Basics program. Must be at or below 80% MFI to qualify for the Mortgage Assistance Program and other down payment assistance.
Hours: Monday-Friday 9am-5pm
PROUD GROUND
COMMUNITY LAND TRUST HOMEOWNERSHIP PROGRAM
Provides affordable home ownership opportunities for home buyers with low to moderate incomes. Types of properties that are eligible include condos, single family homes, new construction, and remodeled homes. Works with community partners, lenders, builders, and others; prepares families and individuals for home ownership; helps households purchase existing homes at affordable rates; builds new affordable homes; offers homeowners tools to be successful; and helps manage the buying and selling of affordable homes.
5288 N Interstate Avenue
Portland, OR 97217
Eligibility: Households with income between 40%-80% of the area median income (AMI); participating households typically earn $3,500-$6,500/month before taxes. Limited opportunities for households earning up to 100% AMI.
Hours: Monday-Friday 9am-5pm
ROGUE VALLEY HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.
2201 S Pacific Highway
Medford, OR 97501
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have not owned a home in the past 3 years
-Have the ability to pay a mortgage payment (steady income and decent credit history)
Hours: Monday-Friday 9am-5pm
SISTERS HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.
382 E Hood Avenue
Suite A West
Sisters, OR 97759
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have not have owned a home in the past 3 years
-Have the ability to pay a mortgage payment (steady income and decent credit history)
Hours: Monday-Friday 9am-5pm
TILLAMOOK COUNTY HABITAT FOR HUMANITY
HOMEOWNERSHIP/PARTNER FAMILY PROGRAM
Provides an opportunity for families to build and buy their own homes.
4192 Highway 101 N
Tillamook, OR 97141
Eligibility: Updated to Families who meet all of the following requirements:

-Meet income guidelines


-Can commit to 500 hours of sweat equity in construction


-Are United States citizens or permanent residents


-Have not owned a home in the past 3 years


-Have the ability to commit to a mortgage payment, which may require a steady income and credit history to be vetted by the organization
Hours: Monday-Friday 9am-4pm
UNITED STATES DEPARTMENT OF AGRICULTURE
UNITED STATES DEPARTMENT OF AGRICULTURE RURAL DEVELOPMENT OREGON STATE
SECTION 502 DIRECT HOME LOAN
The Section 502 Direct Home Loan Program provides loans in eligible rural areas for low- and very-low-income households to purchase, build, or repair their existing home. Applicants may obtain 100 percent financing to buy an existing dwelling, purchase a site and have a dwelling constructed, or purchase a newly built home. Qualifying applicants receive a low-interest, fixed-rate home loan from USDA for up to 38 years with no money down.
1220 SW 3rd Avenue
Suite 1801
Portland, OR 97204
Eligibility: -Live in a rural area
-Be without decent, safe and stable housing
-Unable to obtain a loan from other resources on terms and conditions that can reasonably be expected to meet
-Agree to occupy the property the primary residence
-Have the legal capacity to incur a loan obligation
-Meet citizenship or eligible noncitizen requirements
-Not be suspended or debarred from participation in federal programs
-Meet income eligibility for a direct loan
Hours: Monday-Friday 8am-4:30pm
UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT PORTLAND FIELD OFFICE
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD)
Provides referrals and information about income-based housing through local Public Housing Authorities and other providers, Federal Housing Administration (FHA) loans, manufactured housing; and referrals to HUD-approved housing counseling agencies for foreclosure, purchase, reverse mortgage, and budgeting assistance. A list of HUD-funded housing is available online.
1220 SW 3rd Avenue
Suite 400
Portland, OR 972042825
Eligibility: Income restrictions vary by program. Acceptance of rental application is at apartment manager's discretion.
Hours: Monday-Friday 8am-4:30pm, closed federal holidays
Message line: 24 hours per day / 7 days per week
UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SEATTLE REGIONAL OFFICE
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD)
Provides referrals and information about income-based housing through local Public Housing Authorities and other providers, Federal Housing Administration (FHA) loans, manufactured housing; and referrals to HUD-approved housing counseling agencies for foreclosure, purchase, reverse mortgage, and budgeting assistance. A list of HUD-funded housing is available online.
909 First Avenue
Suite 300
Seattle, WA 981041000
Eligibility: Income restrictions vary by program. Acceptance of rental application is at apartment manager's discretion.
Hours: Monday-Friday 8am-4:30pm, closed federal holidays
Message line: 24 hours per day / 7 days per week
WASHINGTON HOMEOWNERSHIP RESOURCE CENTER
WASHINGTON STATE FORECLOSURE PREVENTION HOTLINE
Provides information and referral to down payment assistance programs, credit and debt counseling, predatory lending counseling, special loan programs, Washington State Housing Finance Commission-sponsored first time home buyers' seminars, as well as other home buyer education opportunities. Also provides education and referral to homeowners in danger of foreclosure (including tax lien foreclosure), foreclosure timelines, and process of homeowner's rights. Referrals can be made to Legal Aid, HUD-approved housing counseling agencies, and other related services.
5101 14th Avenue NW
Seattle, WA 98107
Eligibility: Homeowners in Washington state in danger of foreclosure related to their mortgage, property taxes, or HOA dues.
Hours: Monday-Friday 8am-5pm
WASHINGTON STATE HOUSING FINANCE COMMISSION
AFFORDABLE HOME PURCHASE PROGRAMS
Provides several affordable mortgage programs for eligible first-time homebuyers. Programs offer low down payments, fixed low-interest rate loans, and, in some cases, down payment assistance and second mortgages. Some programs serve specific cities and counties, while others serve targeted populations, such as veterans, school teachers, land trust, and people with disabilities. Also offers home purchase counseling services.
1000 2nd Avenue
Suite 2700
Seattle, WA 98104
Eligibility: Low-income households
Hours: Monday-Friday 8am-5pm
WEST TUALITY HABITAT FOR HUMANITY
Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.
3731 Pacific Avenue
Forest Grove, OR 97116
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
1) Meet income guidelines
2) Can commit to 250 hours per adult of sweat equity in construction
3) Are United States citizens or permanent residents
4) Have not owned a home in the past 3 years
5) Have the ability to pay a mortgage payment (steady income and decent credit history)
Hours: Monday-Friday 9am-5pm
ALBANY AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
BEND-REDMOND HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
BENTON HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
CITY OF SPRINGFIELD
SPRINGFIELD HOME OWNERSHIP PROGRAM (SHOP)
COLUMBIA COUNTY HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
COLUMBIA GORGE HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON
HOMEOWNERSHIP PROGRAM
COOS COUNTY HABITAT FOR HUMANITY
HOME OWNERSHIP PROGRAM
DEVNW
DOWN PAYMENT ASSISTANCE
DEVNW
DOWN PAYMENT ASSISTANCE
FLORENCE HABITAT FOR HUMANITY
FLORENCE HABITAT FOR HUMANITY
GRANTS PASS AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
HABITAT FOR HUMANITY LA PINE SUNRIVER
OWN YOUR OWN HOME
HABITAT FOR HUMANITY OF CENTRAL LANE
HOMEOWNERSHIP PROGRAM
HABITAT FOR HUMANITY OF LINCOLN COUNTY
HOMEOWNERSHIP PROGRAM
HABITAT FOR HUMANITY OF THE MID-WILLAMETTE VALLEY
HABITAT FOR HUMANITY
HACIENDA COMMUNITY DEVELOPMENT CORPORATION
HOMEOWNERSHIP PROGRAM
HOUSING AUTHORITY OF YAMHILL COUNTY
HOUSING AUTHORITY OF YAMHILL COUNTY
JUNCTION CITY/HARRISBURG/MONROE HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
LEBANON AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
MCMINNVILLE AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
MID-COLUMBIA AND COLUMBIA GORGE HOUSING AUTHORITIES
HOUSING RESOURCE CENTER
NEIGHBORIMPACT
HOMESOURCE
NEIGHBORIMPACT
HOMESOURCE
NEIGHBORIMPACT
HOMESOURCE
NEIGHBORIMPACT
HOMESOURCE
NEWBERG AREA HABITAT FOR HUMANITY
HABITAT FOR HUMANITY NEWBERG
NORTH WILLAMETTE VALLEY HABITAT FOR HUMANITY
NORTH WILLAMETTE VALLEY HABITAT FOR HUMANITY
PORTLAND HOUSING CENTER
PORTLAND HOUSING CENTER
PROUD GROUND
COMMUNITY LAND TRUST HOMEOWNERSHIP PROGRAM
ROGUE VALLEY HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
SISTERS HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
TILLAMOOK COUNTY HABITAT FOR HUMANITY
HOMEOWNERSHIP/PARTNER FAMILY PROGRAM
UNITED STATES DEPARTMENT OF AGRICULTURE
SECTION 502 DIRECT HOME LOAN
UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD)
WEST TUALITY HABITAT FOR HUMANITY
WEST TUALITY HABITAT FOR HUMANITY