Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.

Provides an opportunity for families to build and buy their own homes. The houses are sold to loan-qualified families with a below market rate loan. Families provide sweat equity labor to help build the houses.

Homeownership program sells Habitat constructed houses at affordable cost based on income to individuals unable to afford a typical mortgage. Program works directly with homeowners during construction to complete general homeownership and financial education.

Provides a home ownership program to assist low- and moderate-income residents with the first-time purchase of a home. The city can loan up to $25,000 toward the down payment and related costs of buying a qualified home. The loan is interest-free, and repayment is generally not required until the home is sold, refinanced, or transferred.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.

Provides an opportunity for families to build and buy their own homes. The houses are built with volunteer labor and donated materials and are then sold at no profit to homeowner families.

Please note that this agency does not provide immediate/emergency housing. This is a long-term housing program.

Provides information, education, and resource referrals to households interested in pursuing homeownership. Connects households to mortgage resources, down payment assistance programs, and foreclosure prevention/default counseling.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.

Helps low-income individuals and families attain homeownership. New houses are built through contributions and volunteer labor and are then sold at cost to carefully screened families who pay an interest-free mortgage. Builds 1-3 homes and rehabilitates 6-15 homes annually, on average. Volunteer opportunities available.

Provides a combination of education, counseling, and financial assistance through loans up to $25,000 for income-qualified first-time homebuyers to cover a portion of the down payment and/or closing costs associated with the purchase of a home.

Provides a combination of education, counseling, and down financial assistance through loans up to $40,000 (in Eugene) or up to $25,000 (in Springfield) for income-qualified first-time homebuyers to cover a portion of the down payment and/or closing costs associated with the purchase of a home.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.

Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families. Mortgage payments go into a revolving fund that is used to build more houses. Homeowner families and volunteers provide most of the labor, and individual and corporate donors provide money and materials to build Habitat houses.

Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to Habitat for Humanity.

Habitat for Humanity provides an opportunity for people to build and buy their own homes. The houses are sold at no profit to homeowner partners, who provide sweat equity labor to help build the houses.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families. Houses are built with volunteer labor and use donated materials. Volunteer opportunities available.

Builds and sells simple homes with affordable mortgages to low- to moderate-income families. Provides exterior home repairs and accessibility accommodations to low-income homeowners.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.

Offers bilingual homeownership counseling for first-time homebuyers, as well as those facing foreclosure. Also offers a HUD-certified homebuying course, and access to down payment assistance options.

Provides Housing Choice Voucher rental assistance, including a Homeownership Voucher Program. Also has a Family Self-Sufficiency Program, a Housing Rehab program, and manages several area affordable housing complexes for families, farmworkers, older adults, and people with special needs.

Provides an opportunity for families to build and buy their own homes. The houses are sold to homeowner families, who provide sweat equity labor to help build the houses.

Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families, who provide sweat equity labor to help build the houses.

Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families. Houses are built with volunteer labor and use donated materials. Mortgage payments received from homeowners are recycled into a fund to build more homes in the McMinnville area. This is a long term housing solution.

Provides education and information and referral on housing issues, as well as some financial assistance for homebuyers and homeowners, including:
-Homebuyer education classes and workshops
-Financial education and workshops
-Pre- and post-purchase counseling for homebuyers
-Foreclosure counseling
-Down payment assistance
-Information for renters
-Information about maintaining and repairing a home, as well as home repair loans

Classes are held monthly at Columbia Gorge Community College in Hood River and The Dalles. Also informs the public about trends in the marketplace using current statistics in the Mid-Columbia region.

Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans

Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans

Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans

Helps households buy, maintain, and sustain affordable home ownership through various programs:
-First-time home ownership classes and counseling
-Financial literacy classes, individualized financial coaching, and credit counseling
-Down payment assistance loans, reverse mortgage counseling, mortgage payment assistance, and help with property taxes
-Asset building and matched savings programs (Individual Development Accounts)
-Low-interest, payment deferred home rehabilitation loans

Habitat for Humanity houses are built with volunteer labor and use many donated materials. Families contribute 500 hours (minimum) of "sweat equity" working alongside volunteers during construction of their homes. After a house is complete, it is sold to the family at cost with an interest-free mortgage. Mortgage payments received from homeowners are recycled into a Fund for Humanity to build more homes in the area.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at an affordable price to homeowners.

Resource center for homebuyers, providing pre-purchase counseling, homeownership education, individual development accounts, down payment assistance, and financing. Does not provide any type of rental assistance or construction assistance.

Mortgage Assistance Program provides down payment assistance and financing, NOT assistance with reverse mortgages or individuals experiencing or at risk of foreclosure.

Provides affordable home ownership opportunities for home buyers with low to moderate incomes. Types of properties that are eligible include condos, single family homes, new construction, and remodeled homes. Works with community partners, lenders, builders, and others; prepares families and individuals for home ownership; helps households purchase existing homes at affordable rates; builds new affordable homes; offers homeowners tools to be successful; and helps manage the buying and selling of affordable homes.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.

Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.

Provides an opportunity for families to build and buy their own homes.

The Section 502 Direct Home Loan Program provides loans in eligible rural areas for low- and very-low-income households to purchase, build, or repair their existing home. Applicants may obtain 100 percent financing to buy an existing dwelling, purchase a site and have a dwelling constructed, or purchase a newly built home. Qualifying applicants receive a low-interest, fixed-rate home loan from USDA for up to 38 years with no money down.

Provides referrals and information about income-based housing through local Public Housing Authorities and other providers, Federal Housing Administration (FHA) loans, manufactured housing; and referrals to HUD-approved housing counseling agencies for foreclosure, purchase, reverse mortgage, and budgeting assistance. A list of HUD-funded housing is available online.

Provides referrals and information about income-based housing through local Public Housing Authorities and other providers, Federal Housing Administration (FHA) loans, manufactured housing; and referrals to HUD-approved housing counseling agencies for foreclosure, purchase, reverse mortgage, and budgeting assistance. A list of HUD-funded housing is available online.

Provides information and referral to down payment assistance programs, credit and debt counseling, predatory lending counseling, special loan programs, Washington State Housing Finance Commission-sponsored first time home buyers' seminars, as well as other home buyer education opportunities. Also provides education and referral to homeowners in danger of foreclosure (including tax lien foreclosure), foreclosure timelines, and process of homeowner's rights. Referrals can be made to Legal Aid, HUD-approved housing counseling agencies, and other related services.

Provides several affordable mortgage programs for eligible first-time homebuyers. Programs offer low down payments, fixed low-interest rate loans, and, in some cases, down payment assistance and second mortgages. Some programs serve specific cities and counties, while others serve targeted populations, such as veterans, school teachers, land trust, and people with disabilities. Also offers home purchase counseling services.

Habitat for Humanity provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families.