HABITAT FOR HUMANITY OF CENTRAL LANE
HOMEOWNERSHIP PROGRAM
Habitat for Humanity provides an opportunity for people to build and buy their own homes. The houses are sold at no profit to homeowner partners, who provide sweat equity labor to help build the houses.
1210 Oak Patch Road
Eugene, OR 97402
Eligibility: Households currently living in substandard housing that meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have not have owned a home in the past 3 years
-Have the ability to make a mortgage payment (steady income and decent credit history)
Hours: All services are by appointment only: Monday-Friday 9am-4pm
(541) 741-1707
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Phone/FAX Numbers
  • (541) 741-1707 Main phone
  • (541) 741-1707 ext 102 Administration
Email Address: [email protected]
INTAKE PROCEDURE: Application based program. Call, or visit website for more information.
FEES: No application fees. Households are responsible for home purchase closing fees of up to $3000. 0% down payment for closing costs and a 0%-interest mortgage (0% APR). Mortgage specifics vary depending on income; Habitat sets the mortgage so that the monthly mortgage payment (which includes taxes, insurance, and condo fees, if applicable) is no more than 30% of the homeowner’s gross monthly income at the time of sale.
DOCUMENTS: Financial information, including statements of income and debt. Personal identification including Social Security number.
AREA SERVED: Central and Southern Lane County (Cities of Cottage Grove, Creswell, Elmira, Eugene, Springfield, and Veneta and other outlying areas). Does not serve Cities of Harrisburg, Junction City, or Monroe.
TRAVEL/LOCATION INFORMATION: Off W 11th Avenue
Services:
  • Home Purchase/Construction Financing/Refinancing
  • Subsidized Home Acquisition
Other Services Offered At This Location:
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HABITAT FOR HUMANITY OF CENTRAL LANE