MCMINNVILLE AREA HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are sold at no profit to homeowner families. Houses are built with volunteer labor and use donated materials. Mortgage payments received from homeowners are recycled into a fund to build more homes in the McMinnville area. This is a long term housing solution.
1024 SE 1st Street
McMinnville, OR 97128
Eligibility: Families currently living in substandard housing who meet all of the following requirements:
-Total annual income of 40%-65% of the Area Median Income (AMI) for Yamhill County
-Can commit to 250-500 hours of sweat equity in construction working alongside volunteers
-United States citizens or permanent residents with one year of residency or work in the service area
-Have not had a bankruptcy in at least 4 years
-A decent credit history and criminal background check. Emphasis is on most recent history and is evaluated based on individual circumstances (e.g., no minimum credit score).
Hours: Monday-Friday 9am-4pm
(503) 472-9637
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Phone/FAX Numbers
  • (503) 472-9637 Main phone
Email Address: [email protected]
INTAKE PROCEDURE: Call for information and to be added to the contact list, or complete an interest form online. Applications are only available during select times of the year, based on the availability of homes. Visit website for more information about program participation.

This is a long-term housing solution requiring months, sometimes years.
FEES: No application fee. 30% of gross income is used to make monthly house payments; interest-free mortgage. Approximately $4,000 required at time of closing. Program assists applicants in developing a savings strategy to meet these costs.
DOCUMENTS: At time of application: Minimum 2 months of utility bills, income/paystubs, etc. Original ID documents, latest income tax return, debts, legal, and other documents as needed. Visit website for more information.
LANGUAGES: English, Spanish, interpretation by arrangement
AREA SERVED: Cities of Amity, Carlton, Grand Ronde, Lafayette, McMinnville, Sheridan, Willamina, and Yamhill (Yamhill County only)
Cities of Dayton, Dundee, and Newberg only if working in one of the cities listed above
Services:
  • Home Purchase/Construction Financing/Refinancing
  • Subsidized Home Acquisition
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MCMINNVILLE AREA HABITAT FOR HUMANITY