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25 Matching Service Providers
ACCESS
HOMEBUYER EDUCATION
HUD-certified counseling agency that provides various homebuyer education programs, as well as foreclosure intervention counseling.

Online education program teaches the basics of purchasing your first home and finding information on affordable mortgage loans and available down payment assistance programs. eHomeAmerica includes an individual pre-purchase counseling meeting with a certified homeownership counselor at ACCESS.

"Realizing the American Dream" teaches the basics of purchasing your first home and includes information about affordable mortgage loan programs and available down payment and closing cost assistance. Multiple classes are offered quarterly and take place at Rogue Community College campuses in Grants Pass and Medford.
3630 Aviation Way
Medford, OR 97504
Eligibility: Unrestricted
Hours: Monday-Thursday 7:30am-6pm, Friday 8am-4:30pm
AFRICAN AMERICAN ALLIANCE FOR HOMEOWNERSHIP
HOME PURCHASE COUNSELING AND FORECLOSURE PREVENTION
Provides counseling on the topics of mortgage delinquency, foreclosure prevention, loss mitigation, and default resolution. Offers home-buying education and pre-purchase counseling, as well as financial planning guidance and an Individual Development Account (IDA) program.
825 NE 20th Avenue
Suite 225
Portland, OR 97232
Eligibility: Unrestricted; IDA program is limited to current program participants
Hours: Monday-Friday 9am-6pm, counseling by appointment only
APPRISEN
FINANCIAL SERVICES
Provides budget and debt management and repayment counseling, HUD approved mortgage delinquency and default resolution counseling, home purchase counseling, bankruptcy counseling, post bankruptcy education, and student loan counseling.
690 Taylor Road
Suite 150
Gahanna, OH 43230
Eligibility: Unrestricted
Hours: Monday-Thursday 5am-4pm, Friday 5am-3pm
COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON
HOMEOWNERSHIP PROGRAM
Provides information, education, and resource referrals to households interested in pursuing homeownership. Connects households to mortgage resources, down payment assistance programs, and foreclosure prevention/default counseling.
721 SE 3rd Street
Suite D
Pendleton, OR 97801
Eligibility: Varies by service
Hours: Monday-Thursday 8am-5pm, Friday 8am-noon
COMMUNITY CONNECTION OF NORTHEAST OREGON
FORECLOSURE COUNSELING AND HOME BUYER EDUCATION
Provides state- and HUD-approved mortgage delinquency and default resolution counseling, one-on-one pre-purchase counseling, and first-time home buyer workshops. Provides Individual Development Accounts (IDA) for first-time home buyers, obtaining rental housing and vehicle.
2802 Adams Avenue
La Grande, OR 97850
Eligibility: Call for information
Hours: Monday-Friday 8am-noon and 1pm-5pm
DEVNW
DEVNW CORVALLIS
FINANCIAL WELLBEING SERVICES
Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.
257 SW Madison Avenue
Suite 200
Corvallis, OR 97333
Eligibility: Varies by program
Hours: Monday-Thursday 8am-6pm
DEVNW
DEVNW OREGON CITY
FINANCIAL WELLBEING SERVICES
Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.
421 High Street
Suite 110
Oregon City, OR 97045
Eligibility: Varies by program
Hours: Monday-Thursday 8am-6pm
DEVNW
DEVNW SALEM
FINANCIAL WELLBEING SERVICES
Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.
528 Cottage Street NE
Suite 304
Salem, OR 97301
Eligibility: Varies by program
Hours: Monday-Thursday 8am-6pm
DEVNW
DEVNW SPRINGFIELD
FINANCIAL WELLBEING SERVICES
Provides classes, workshops, and one-on-one counseling in the areas of homeownership and personal finance. NeighborWorks Homeownership Center offers HUD-certified homeownership counseling and foreclosure avoidance counseling. Also provides one-on-one financial counseling and student debt counseling.
212 Main Street
Springfield, OR 97477
Eligibility: Varies by program
Hours: Monday-Thursday 8am-6pm
HACIENDA COMMUNITY DEVELOPMENT CORPORATION
HOMEOWNERSHIP PROGRAM
Offers bilingual homeownership counseling for first-time homebuyers, as well as those facing foreclosure. Also offers a HUD-certified homebuying course, and access to down payment assistance options.
6700 NE Killingsworth Street
Portland, OR 97218
Eligibility: Unrestricted
Hours: Monday-Friday 8:30am-5pm
HOUSING AUTHORITY OF YAMHILL COUNTY
YAMHILL REGIONAL HOUSING CENTER
Offers homebuyer education and counseling, financial literacy classes, credit counseling, budget counseling, home retention/foreclosure counseling, VIDA individual development accounts, and referrals to other local services. Classes include Housing Choice Voucher for Homeownership (HCVH), ABCs of Homebuying, and Keys to Success. Located within the Housing Authority of Yamhill County.
135 NE Dunn Place
Mcminnville, OR 97128
Eligibility: Unrestricted
Hours: Monday-Friday 8am-5pm
KLAMATH HOUSING AUTHORITY
HOMEPATH
Offers homeownership counseling for first-time homebuyers and homeowners facing foreclosure. Includes information about first-time homebuyer loan programs and how to develop a sustainable plan after a home purchase. Also offers financial counseling to create budgets, make plans to reduce debt, improve credit scores, and build financial stability. Includes information about Individual Development Accounts. Also offers a "Ready to Rent" workshop for those interested in renting a place to live.
1445 Avalon Street
Klamath Falls, OR 97603
Eligibility: Unrestricted
Hours: Monday/Thursday 6:30am-3:30pm, Tuesday/Wednesday 9am-5:30pm, Friday 10am-3pm
MID-COLUMBIA AND COLUMBIA GORGE HOUSING AUTHORITIES
MID-COLUMBIA HOUSING RESOURCE CENTER
HOUSING RESOURCE CENTER
Provides education and information and referral on housing issues, as well as some financial assistance for homebuyers and homeowners, including:
-Homebuyer education classes and workshops
-Financial education and workshops
-Pre- and post-purchase counseling for homebuyers
-Foreclosure counseling
-Down payment assistance
-Information for renters
-Information about maintaining and repairing a home, as well as home repair loans

Classes are held monthly at Columbia Gorge Community College in Hood River and The Dalles. Also informs the public about trends in the marketplace using current statistics in the Mid-Columbia region.
500 E 2nd Street
The Dalles, OR 97058
Eligibility: Varies by service
Hours: Monday-Thursday 8:30am-noon and 1pm-5pm and by appointment
MONEY MANAGEMENT INTERNATIONAL
HOUSING COUNSELING SERVICES
Provides multiple housing counseling services, including home pre-purchase counseling, HUD-approved mortgage default counseling, and reverse mortgage counseling.

-Home pre-purchase counseling: HUD-certified housing counselors review the household budget and credit report to determine how much a client can afford for a house payment, help clients weigh financing and down payment options, and help clients understand the home buying process.

-Mortgage default counseling: Housing counselors work with struggling homeowners and their mortgage lenders to determine possible options for avoiding default and foreclosure.

-Reverse mortgage counseling: Home Equity Conversion Mortgage (HECM) counselors work with older adults interested in tapping their equity, informing them of the impacts of the loan, the cost, and potential alternatives.

The ClearPoint office in Portland partners with community organizations and businesses, including Rent Well, Home Forward, Community Action, Oregon Opportunity Network, and Oregon Jump$tart. ClearPoint credit counselors in Portland also provide educational outreach and give community presentations.
10260 SW Greenburg Road
Office 412
Tigard, OR 97223
Eligibility: Pre-purchase and mortgage default counseling: Unrestricted
Reverse mortgage counseling: Adults ages 62 and older
Hours: National Call Center Hours: 24 hours per day / 7 days per week
Local Office Hours: Tuesday-Thursday 9am-3pm
NATIONAL FOUNDATION FOR CREDIT COUNSELING
CREDIT COUNSELING
National Foundation for Credit Counseling (NFCC) member agencies provide financial reviews and education in person, over the phone, or online. Services include:
-Credit/Debt Counseling
-Bankruptcy Counseling
-Housing Counseling (Pre-Purchase, Foreclosure Prevention, and Reverse Mortgage)
-Student Loan Debt Counseling
-Debt Management Plans
-Credit Report Reviews
2000 M Street NW
Suite 505
Washington, DC 20036
Eligibility: Unrestricted
Hours: Phone: 5am-2pm
NEIGHBORIMPACT
FORECLOSURE INTERVENTION
Foreclosure intervention services include an educational workshop and one-on-one coaching with a HUD-certified housing coach to help clients determine which course of action they would like to take. Coaches can facilitate applying for a loan modification and negotiating with the lender.
2303 SW 1st Street
Redmond, OR 97756
Eligibility: Workshops: Unrestricted
Coaching: Households at risk of losing their primary residence
Hours: Monday-Friday 8:30am-4:30pm
NEIGHBORIMPACT
NEIGHBORIMPACT BEND
FORECLOSURE INTERVENTION
Foreclosure intervention services include an educational workshop and one-on-one coaching with a HUD-certified housing coach to help clients determine which course of action they would like to take. Coaches can facilitate applying for a loan modification and negotiating with the lender.
20310 Empire Avenue
Suite A100
Bend, OR 97701
Eligibility: Workshops: Unrestricted
Coaching: Households at risk of losing their primary residence
Hours: Monday-Friday 8:30am-4:30pm
NEIGHBORIMPACT
NEIGHBORIMPACT BEND
COVID-19 MORTGAGE ASSISTANCE
Provides mortgage assistance for late and upcoming payments. Includes virtual workshops for homeowners to gain skills and information specific to homeownership and offers one-on-one meetings with housing counselors to review and identify personalized solutions that promote home stability.
20310 Empire Avenue
Suite A100
Bend, OR 97701
Eligibility: -Homeowners that have experienced financial hardship due to COVID-19
-Income at or below 160% Area Median Income for Deschutes County
-Income at or below 200% Federal Poverty Level for Jefferson and Crook Counties and Confederated Tribe of Warm Springs
Hours: Monday-Friday 8:30am-4:30pm
NORTHWEST JUSTICE PROJECT
COORDINATED LEGAL EDUCATION, ADVICE AND REFERRAL HOTLINE (CLEAR)
CLEAR is Northwest Justice Project's toll-free telephone intake and referral system which connects callers to free, legal information including advice, brief legal service, and referrals to agencies where legal representation is available.

Staff attorneys will often help a caller by preparing court papers, negotiating and advocating on their behalf. Advises and assists with family law (divorce, separation, custody, child support), housing issues, foreclosure, evictions, access to government benefits, access to medical care and benefits, education rights, employment issues (primarily for agricultural workers), and consumer related issues (bankruptcy, debt collections, fraud).
401 2nd Avenue S
Suite 407
Seattle, WA 98104
Eligibility: Low-income households
Hours: Monday-Friday 9:15am-12:15pm
OPEN DOOR HOUSINGWORKS
OPEN DOOR HOUSING COUNSELING
A Housing and Urban Development (HUD) certified counseling agency that provides a mortgage foreclosure prevention program (prevention counseling, advocacy with lenders, money management, and loss mitigation), pre-purchase homeownership counseling and workshops (preparing for homeownership, obtaining a mortgage, shopping for a home, closing on a home, insuring investment, and life as a homeowner). Also provides reverse equity counseling to older adult homeowners.
34420 SW Tualatin Valley Highway
Hillsboro, OR 97123
Eligibility: Low- to moderate-income households
Reverse equity program: Age 62 and older
Hours: Monday-Friday 9am-5pm and one Saturday each month
OREGON DEPARTMENT OF CONSUMER AND BUSINESS SERVICES DIVISION OF FINANCIAL REGULATION
CONSUMER FINANCIAL SERVICES INFORMATION
Consumer advocates provide information on a variety of consumer financial services issues, including:
-Managing finances: Tips for managing finances, getting out of debt, and learning about state-chartered banks and credit unions
-Protecting finances: Tips for avoiding investment fraud, protecting one's identity, and getting help with collections or repossessions
-Loans and debt help: Information about personal loans, building credit, and resources for preventing or managing a foreclosure
-Securities and investments: Information about investing and help choosing a financial professional
350 Winter Street NE
Salem, OR 97301
Eligibility: Unrestricted
Hours: Monday-Friday 8am-5pm
OREGON FORECLOSURE AVOIDANCE MEDIATION PROGRAM
The Foreclosure Avoidance Program lends a structured process for communicating with the lender, submitting financial documentation to the lender, working with a financial counselor, and meeting with the lender face-to-face with a mediator at a neutral location.
3835 NE Tillamook Street
Portland, OR 97212
Eligibility: Homeowners who have received a “Notice of Resolution Conference” from their lender or homeowners who are behind on their loan obligation or experiencing a financial hardship and wish to request a resolution conference with their lender
Hours: Not applicable
OREGON HOUSING AND COMMUNITY SERVICES
OREGON HOUSING AND COMMUNITY SERVICES (OHCS)
Provides financial and program support to create and preserve opportunities for affordable housing. Administers programs that provide housing stabilization using some federal and state funds. These programs may include anti-poverty, ending homelessness, energy assistance, and community service programs. Also assists in the financing of single-family homes, the new construction or rehabilitation of multifamily affordable housing developments, and the provision of grants and tax credits to promote affordable housing. Also maintains a directory of local Housing Counselors.
725 Summer Street NE
Suite B
Salem, OR 97301
Eligibility: Varies by program
Hours: Monday-Friday 8am-5pm
PORTLAND COMMUNITY REINVESTMENT INITIATIVES INC
HOMEBUYER EDUCATION AND COUNSELING
The Homebuyer Education and Counseling program is designed to help first-time homebuyers access and maintain stable homeownership. Services include individualized pre-purchase counseling, group homebuyer education, financial fitness certification, and post-purchase support. Also includes information on financial wellness and Individual Development Accounts.
6329 NE Martin Luther King Jr Boulevard
Portland, OR 97211
Eligibility: Low- and moderate-income households
Hours: Office: Monday-Friday 8:30am-5pm
Orientations: 1st Wednesday of the month 1pm, 3rd Wednesday of the month 6pm
UNITED STATES SMALL BUSINESS ADMINISTRATION
HOME AND PERSONAL PROPERTY LOANS
May provide up to $200,000 to replace or repair a primary residence. Loans may not be used to upgrade homes or make additions, unless required by local building code. Additional services that this program may be able to provide include refinancing of all or part of a previously existing mortgage or a loan of up to $40,000 to replace personal property (such as cars, furniture, clothing) damaged or destroyed in the disaster.
Eligibility: Must be located in federally declared disaster area
Hours: 24 hours per day / 7 days per week
WASHINGTON HOMEOWNERSHIP RESOURCE CENTER
WASHINGTON STATE FORECLOSURE PREVENTION HOTLINE
The Washington Homeownership Resource Center (WHRC) provides information and referral to down payment assistance programs, credit and debt counseling, predatory lending counseling, special loan programs, and Washington State Housing Finance Commission-sponsored first time home buyers' seminars, as well as other home buyer education opportunities. WHRC also provides education and referral to homeowners in danger of foreclosure (including tax lien foreclosure), foreclosure timelines, and process of homeowner's rights. Referrals can be made to Legal Aid, HUD-approved housing counseling agencies, and other related services.
17544 Midvale Avenue N
Suite LL
Shoreline, WA 98133
Eligibility: Primary residence could be or is in default, or homebuyers interested in purchasing a home
Hours: Monday-Friday 8:30 am-4:30 pm
ACCESS
HOMEBUYER EDUCATION
AFRICAN AMERICAN ALLIANCE FOR HOMEOWNERSHIP
HOME PURCHASE COUNSELING AND FORECLOSURE PREVENTION
COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON
HOMEOWNERSHIP PROGRAM
COMMUNITY CONNECTION OF NORTHEAST OREGON
FORECLOSURE COUNSELING AND HOME BUYER EDUCATION
DEVNW
FINANCIAL WELLBEING SERVICES
DEVNW
FINANCIAL WELLBEING SERVICES
DEVNW
FINANCIAL WELLBEING SERVICES
DEVNW
FINANCIAL WELLBEING SERVICES
HACIENDA COMMUNITY DEVELOPMENT CORPORATION
HOMEOWNERSHIP PROGRAM
HOUSING AUTHORITY OF YAMHILL COUNTY
YAMHILL REGIONAL HOUSING CENTER
KLAMATH HOUSING AUTHORITY
HOMEPATH
MID-COLUMBIA AND COLUMBIA GORGE HOUSING AUTHORITIES
HOUSING RESOURCE CENTER
MONEY MANAGEMENT INTERNATIONAL
HOUSING COUNSELING SERVICES
NEIGHBORIMPACT
FORECLOSURE INTERVENTION
NEIGHBORIMPACT
FORECLOSURE INTERVENTION
OPEN DOOR HOUSINGWORKS
OPEN DOOR HOUSING COUNSELING
OREGON DEPARTMENT OF CONSUMER AND BUSINESS SERVICES DIVISION OF FINANCIAL REGULATION
CONSUMER FINANCIAL SERVICES INFORMATION
OREGON FORECLOSURE AVOIDANCE MEDIATION PROGRAM
OREGON FORECLOSURE AVOIDANCE MEDIATION PROGRAM
OREGON HOUSING AND COMMUNITY SERVICES
OREGON HOUSING AND COMMUNITY SERVICES (OHCS)
PORTLAND COMMUNITY REINVESTMENT INITIATIVES INC
HOMEBUYER EDUCATION AND COUNSELING