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ACCESS
EMERGENCY HOMELESS PREVENTION PROGRAM
Assists with mortgage and rent payments, depending on availability of funds and no more than once every 2 years per household. The program is designed to help individuals and families who are either currently homeless or at risk of becoming homeless.
3630 Aviation Way
Medford, OR 97504
Eligibility: -Must be homeless, have a 72-hour eviction notice, or a mortgage notice of delinquency
-Eviction must be due to a sudden decrease in income (within the last 6 months) that prevented the ability to pay rent/mortgage
-Applicant must have the potential to increase income and make future rent/mortgage payments
-Applicants must make 50% Area Median Income or less
Hours: Monday-Thursday 7:30am-6pm, Friday 8am-4:30pm
ANTFARM
COVID-19 ISOLATION AND QUARANTINE SUPPORT
Provides assistance with payments for rent, mortgage, utilities, and grocery delivery for people diagnosed with COVID-19.
39140 Proctor Boulevard
Sandy, OR 97055
Eligibility: Must be testing positive for COVID-19
Hours: Monday-Friday 8am-5pm
CASCADE AIDS PROJECT
CASCADE AIDS PROJECT LONGVIEW
HOUSING SERVICES
Case managers help HIV/AIDS-affected individuals find housing and related resources. Services include short-term and long-term housing search assistance, one-time emergency rental assistance for security deposits or to prevent evictions, utility assistance, eviction prevention, and tenant education programs.
1338 Commerce Avenue
Ste 204
Longview, WA 98632
Eligibility: HIV/AIDS-affected individuals
Hours: Monday-Thursday 9am-5pm
CASCADE AIDS PROJECT
CASCADE AIDS PROJECT VANCOUVER
HOUSING SERVICES
Case managers help HIV/AIDS-affected individuals find housing and related resources. Services include short-term and long-term housing search assistance, electric service payment assistance, mortgage assistance, one-time emergency rental assistance for security deposits or to prevent evictions.
100 E 33rd Street
Suite 201A
Vancouver, WA 98663
Eligibility: HIV/AIDS-affected individuals
Hours: Monday-Friday 9am-5pm
Hours: Monday-Thursday 9am-5pm
COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON
HOMEOWNERSHIP PROGRAM
Provides information, education, and resource referrals to households interested in pursuing homeownership. Connects households to mortgage resources, down payment assistance programs, and foreclosure prevention/default counseling.
721 SE 3rd Street
Suite D
Pendleton, OR 97801
Eligibility: Varies by service
Hours: Monday-Thursday 8am-5pm, Friday 8am-noon
COQUILLE INDIAN TRIBE
COQUILLE INDIAN HOUSING AUTHORITY
HOMEOWNER ASSISTANCE FUND (HAF) PROGRAM
Provides financial assistance for the following housing costs:
-Mortgage payments
-Mortgage reinstatement
-Housing costs related to a period of forbearance, delinquency, or default
-Past due, current, and future utilities
-Delinquent property taxes
-Homeowner’s, flood, and mortgage insurance
-Repairs to maintain habitability
-Fees and liens
-Principal and interest rate reductions
-Other costs to prevent homeowner displacement
2678 Mexeye Loop
Coos Bay, OR 97420
Eligibility: Low and moderate income Coquille Tribal members nationwide and other Native Americans, Alaska Natives, and Socially Disadvantaged Individuals in Coos, Curry, Douglas, Jackson, and Lane counties in Oregon.

All programs are operated to first serve the needs of members of the Coquille Indian Tribe, then members of the Confederated Tribes of Coos, Lower Umpqua, and Siuslaw Indians, and then other Native Americans and Alaska Natives. Eligibility is further determined by need, income, references from landlords and credit providers, criminal background check, and household composition.
Hours: Monday-Thursday 8am-5pm, Friday 8am-noon
COVID-19 FINANCIAL RELIEF PROGRAMS
HOOD RIVER, SHERMAN & WASCO COMMUNITY DEVELOPMENT BLOCK GRANT
The Mid-Columbia Community Development Block Grant COVID-19 program provides residents with rental, utility, or mortgage assistance. Mid-Columbia Housing Authority (MCHA) is administering this program on behalf of Mid-Columbia Community Action Agency (MCCAC).
Confidential Address
Eligibility: At or below 80% Area Median Income and have a documented financial need and lack of resources related to COVID-19
Hours: No standard hours
COVID-19 FINANCIAL RELIEF PROGRAMS
SALEM EMERGENCY MORTGAGE ASSISTANCE
Mortgage assistance on a first-come, first-served basis. Mortgage assistance is limited to 6 months of mortgage payments. Processing time to receive mortgage assistance is estimated to be 4 weeks. Grant repaid if ownership/residence changes within 120 days.
Confidential Address
Eligibility: -Income must have been impacted by COVID-19
-Must be at or below 80% of area median income
-Must be mortgage holder and live in home as primary full-time
residence
-Must be able to pay remainder owed not covered by this program
Hours: Monday-Friday 7:30am-noon and 1pm-4:30pm
NEIGHBORIMPACT
NEIGHBORIMPACT BEND
COVID-19 MORTGAGE ASSISTANCE
Provides mortgage assistance for late and upcoming payments. Includes virtual workshops for homeowners to gain skills and information specific to homeownership and offers one-on-one meetings with housing counselors to review and identify personalized solutions that promote home stability.
20310 Empire Avenue
Suite A100
Bend, OR 97701
Eligibility: -Homeowners that have experienced financial hardship due to COVID-19
-Income at or below 160% Area Median Income for Deschutes County
-Income at or below 200% Federal Poverty Level for Jefferson and Crook Counties and Confederated Tribe of Warm Springs
Hours: Monday-Friday 8:30am-4:30pm
OREGON HOUSING AND COMMUNITY SERVICES
HOMEOWNERSHIP ASSISTANCE FUND
Provides financial assistance to help homeowners avoid mortgage foreclosures, delinquencies, defaults and displacements due to COVID-19.

Past-Due Payment Relief:
Provides eligible homeowners with up to $50,000 to eliminate or reduce past-due balances for eligible housing costs, including:
-Forbearance plans
-Forward (traditional) mortgages
-Reverse mortgages
-Loans secured by manufactured homes, and lot fees
-Loans secured by floating homes, and moorage fees
-Land sale contracts
-Property taxes
-Homeowners’ insurance
-Homeowners’ association (HOA) or condominium association dues
-Monthly maintenance fees for cooperative ownership housing
-Ground lease payments and/or land trust charges

Ongoing Payment Relief:
Provides eligible homeowners with funds to cover all or some of their monthly mortgage and housing cost payments going forward. The Ongoing Payment Relief program has two track options depending on the situation:

-Hardship Track: Eligible homeowners may receive up to 12 months of payment help for eligible housing costs, not to exceed $15,000 per household.

-Stability Track: Eligible homeowners may receive up to three months of payment help for housing costs, including mortgage payments (not to exceed a total of $3,750 per household) to help increase housing stability post-pandemic. Homeowners must be “housing cost burdened” to qualify for this track, meaning their monthly housing costs are equal to, or greater than, 43% of their monthly gross income.

Homeowners who are eligible for both programs may not receive more than $60,000 in total assistance. Eligibility will expand in phases.

Applicants are encouraged to speak with a nonprofit housing counselor about their immediate options before applying for the Homeownership Assistance Fund, as the fund may prevent them from taking advantage of other assistance options.
725 Summer Street NE
Suite B
Salem, OR 97301
Eligibility: In order to apply, homeowners must meet the general eligibility requirements AND one or more of the criteria listed under the current or previous phases.

General eligibility:
-Living at the property.
-Listed as a borrower on the mortgage or are the owner of the property.
-Has experienced financial hardship due to the coronavirus pandemic after January 21, 2020.

Past-Due Payment Relief: Homeowners must be at or below 150% Area Median Income or 100% of the median income for the United States, whichever is greater.

Ongoing Payment Relief: Homeowners must be at or below 100% Area Median Income or 100% of the median income for the United States, whichever is greater.

Phase 1:
-In active foreclosure (sheriff’s sale date, judicial case, notice of default with sale date)
-Unemployed and have exhausted their unemployment benefits and one of the following: Exhausted their COVID-19 forbearance options (for reduced or paused housing payments); OR exhausted their loss mitigation options (steps to avoid foreclosure)
-Servicer-identified borrowers who have been denied loss mitigation or have no loss mitigation options because their loans do not include options
-Homeowners with chattel loans (for manufactured homes) and land sale contracts in default and at risk of foreclosure
-Past-due property tax lien has been foreclosed by the county and the redemption period (amount of time allowed to pay off back taxes, plus interest and fees, after a tax lien foreclosure) ends in 2021 or 2022

Phase 2:
-Participated in the Oregon Foreclosure Avoidance Program and were not offered loss mitigation by their servicer
-Has private mortgages or Individual Tax Identification Number (ITIN) loans
-Is receiving disaster unemployment benefits
-Seniors with reverse mortgages (Home Equity Conversion Mortgages, or HECMs)
-Property tax foreclosure redemption period ends after 2022

Phase 3:
-Unemployed or underemployed borrowers whose COVID-19 forbearance plans have reached the maximum term or are reaching that term within 60 days
-Has loans in default where HUD is the beneficiary
-Traditionally underserved or less able to recover, including those who are:
-Age 65 and older
-Living with a disability (with proof of benefits)
-Rural (determined by ZIP Code)
-Socially Disadvantaged Individuals (defined by Treasury)
-Limited English Proficiency
-Recovering from natural disaster property damage or destruction

Phase 4:
All homeowners who meet the general eligibility requirements may apply during this phase.
Hours: Monday-Friday 8am-5pm. Phases 1 and 2 are currently open; Phase 3 is expected to open in June of 2022.
POLK COMMUNITY DEVELOPMENT CORPORATION
REGIONAL HOUSING CENTER
Polk Community Development Corporation is a “one-stop shop” for homeownership and affordable rental housing information and support. Offering a variety of programs to help achieve quality, affordable, and sustainable homeownership. Services provided are resource and referral, budget, credit and homebuyer counseling, the VIDA (Valley Individual Development Account) program, affordable home repair loans, financial management, homebuyer classes, and assistance to participate in the States Mortgage Payment Assistance Programs.

Also owns and manages a wide variety of affordable rental housing, including transitional housing for persons in addiction recovery.
657 Main Street
Dallas, OR 97338
Eligibility: Varies by service
Hours: Monday-Friday 8am-noon and 1pm-5pm
TURNING POINT COMMUNITY SERVICE CENTER
Emergency food pantry that also provides emergency housing assistance, prescription expense assistance, clothing vouchers, propane/gas vouchers, utility assistance, and a low cost thrift store. Also provides application assistance for SNAP/food stamps, OHP, and CAT Housing Solutions.
220 E Columbia River Highway
Clatskanie, OR 97016
Eligibility: Must meet USDA income guidelines for food pantry program
Hours: Client Services: Monday/Tuesday/Thursday 10am-4pm
Food Pantry: Monday/Tuesday/Thursday 11am-2:30pm
Thrift Store Hours: Monday/Tuesday/Thursday 10am-4pm
UNITED COMMUNITY ACTION NETWORK
UNITED COMMUNITY ACTION NETWORK GRANTS PASS
RENT AND MORTGAGE ASSISTANCE
Offers limited deposit, rent and mortgage assistance based on income, housing, and funding availability.
900 SE 8th Street
Grants Pass, OR 97526
Eligibility: Varies by funding source. Must meet income guidelines.
Hours: Monday-Friday 8am-5pm
Hours: Monday-Friday 9am-noon and 1pm-5pm
ACCESS
EMERGENCY HOMELESS PREVENTION PROGRAM
ANTFARM
COVID-19 ISOLATION AND QUARANTINE SUPPORT
COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON
HOMEOWNERSHIP PROGRAM
COQUILLE INDIAN TRIBE
HOMEOWNER ASSISTANCE FUND (HAF) PROGRAM
NEIGHBORIMPACT
COVID-19 MORTGAGE ASSISTANCE
OREGON HOUSING AND COMMUNITY SERVICES
HOMEOWNERSHIP ASSISTANCE FUND
POLK COMMUNITY DEVELOPMENT CORPORATION
REGIONAL HOUSING CENTER
TURNING POINT COMMUNITY SERVICE CENTER
TURNING POINT COMMUNITY SERVICE CENTER
UNITED COMMUNITY ACTION NETWORK
RENT AND MORTGAGE ASSISTANCE