Mortgage Payment Assistance

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8 Matching Service Providers

The mapped locations are estimates, for the exact location of an individual site, select "More Details"

ACCESS

EMERGENCY HOMELESS PREVENTION PROGRAM

Assists with mortgage and rent payments, depending on availability of funds and no more than once every 2 years per household. The program is designed to help individuals and families who are either currently homeless or at risk of becoming homeless.

3630 Aviation Way
Medford, OR 97504

Eligibility: -Must be homeless, have a 72-hour eviction notice, or a mortgage notice of delinquency
-Eviction must be due to a sudden decrease in income (within the last 6 months) that prevented the ability to pay rent/mortgage
-Applicant must have the potential to increase income and make future rent/mortgage payments
-Applicants must make 50% Area Median Income or less

Hours: Monday-Thursday 7:30am-6pm, Friday 8am-4:30pm

CASCADE AIDS PROJECT

CASCADE AIDS PROJECT LONGVIEW

HOUSING SERVICES

Case managers help HIV/AIDS affected individuals find housing and related resources. Services include short-term and long-term housing search assistance, one-time emergency rental assistance for security deposits or to prevent evictions.

1338 Commerce Avenue
Ste 204
Longview, WA 98632

Eligibility: HIV/AIDS affected individuals

CASCADE AIDS PROJECT

CASCADE AIDS PROJECT VANCOUVER

HOUSING SERVICES

100 E 33rd Street
Suite 201A
Vancouver, WA 98663

Eligibility: HIV/AIDS affected individuals

Hours: Monday-Friday 9am-5pm

COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON

HOMEOWNERSHIP PROGRAM

Provides information, education, and resource referrals to households interested in pursuing homeownership. Connects households to mortgage resources, down payment assistance programs, and foreclosure prevention/default counseling.

721 SE 3rd Street
Suite D
Pendleton, OR 97801

Eligibility: Varies by service

Hours: Monday-Thursday 8am-5pm, Friday 8am-noon

COVID-19 FINANCIAL RELIEF PROGRAMS

HOOD RIVER, SHERMAN & WASCO COMMUNITY DEVELOPMENT BLOCK GRANT

The Mid-Columbia Community Development Block Grant COVID-19 program provides residents with rental, utility, or mortgage assistance. Mid-Columbia Housing Authority (MCHA) is administering this program on behalf of Mid-Columbia Community Action Agency (MCCAC).

Confidential Address

Eligibility: At or below 80% Area Median Income and have a documented financial need and lack of resources related to COVID-19

Hours: No standard hours

(541) 296-5462

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More Details

OREGON HOUSING AND COMMUNITY SERVICES

HOMEOWNERSHIP ASSISTANCE FUND

Provides financial assistance to help homeowners avoid mortgage foreclosures, delinquencies, defaults, and displacements due to COVID-19. The state is prioritizing Oregon households at the highest risk of foreclosure. Once the funding available for homeowners is gone, the program will close. Even if homeowners are eligible, there is no guarantee their application will be funded.

Applicants are encouraged to speak with a nonprofit housing counselor about their immediate options before applying for the Homeownership Assistance Fund, as the fund may prevent them from taking advantage of other assistance options.

725 Summer Street NE
Suite B
Salem, OR 97301

Eligibility: In order to apply, homeowners must meet the general eligibility requirements AND one or more of the criteria listed.
General eligibility:

-Homeowners in active foreclosure AND those traditionally underserved by mortgage markets.

-Homeowners who have judicial action or have a verified foreclosure sale date.

-Living at the property.

-Listed as a borrower on the mortgage or are the owner of the property.
-Has experienced financial hardship due to the coronavirus pandemic after January 21, 2020.

Past-Due Payment Relief: Homeowners must be at or below 150% Area Median Income or 100% of the median income for the United States, whichever is greater.

Ongoing Payment Relief: Homeowners must be at or below 100% Area Median Income or 100% of the median income for the United States, whichever is greater.

Hours: New applications are accepted starting Wednesday, March 8, 2023.

TURNING POINT COMMUNITY SERVICE CENTER

Emergency food pantry that also provides emergency housing assistance, prescription expense assistance, clothing vouchers, propane/gas vouchers, utility assistance, and a low cost thrift store. Also provides application assistance for SNAP/food stamps, OHP, and CAT Housing Solutions.

220 E Columbia River Highway
Clatskanie, OR 97016

Eligibility: Must meet USDA income guidelines for food pantry program

Hours: Client Services: Monday/Tuesday/Thursday 10am-4pm
Food Pantry: Monday/Tuesday/Thursday 11am-2:30pm
Thrift Store Hours: Monday/Tuesday/Thursday 10am-4pm

UNITED COMMUNITY ACTION NETWORK

UNITED COMMUNITY ACTION NETWORK GRANTS PASS

COORDINATED ENTRY SYSTEM

The Coordinated Entry System (CES) connects people to appropriate housing programs based on their needs, including housing search assistance, rent assistance, deposit assistance, mortgage assistance, move-in assistance, subsidized housing, and other assistance to find and maintain housing. Helps with resource navigation such as food, health, dental, mental health care, substance use treatment, and applying for Oregon Health Plan or referring to other qualified programs.

Assistance is limited and based on income, housing, and funding availability.

900 SE 8th Street
Grants Pass, OR 97526

Eligibility: Must meet income guidelines; varies by service

Hours: Monday-Friday 9am-noon and 1pm-4pm

ACCESS
EMERGENCY HOMELESS PREVENTION PROGRAM

COMMUNITY ACTION PROGRAM OF EAST CENTRAL OREGON
HOMEOWNERSHIP PROGRAM

OREGON HOUSING AND COMMUNITY SERVICES
HOMEOWNERSHIP ASSISTANCE FUND

TURNING POINT COMMUNITY SERVICE CENTER
TURNING POINT COMMUNITY SERVICE CENTER

UNITED COMMUNITY ACTION NETWORK
COORDINATED ENTRY SYSTEM