Provides budget and debt management and repayment counseling, HUD approved mortgage delinquency and default resolution counseling, home purchase counseling, bankruptcy counseling, post bankruptcy education, and student loan counseling.

Advice clinics offer one-on-one appointments with a volunteer attorney for civil law matters only. Topics include family law (custody, visitation, divorce, guardianship, etc.), elder law, general law, debt/bankruptcy (Chapter 7 only), and wills/estates. Clinics are held weekly and monthly. Self-help materials and forms available as well.

Cowlitz-Wahkiakum Legal Aid coordinates civil legal aid for low income individuals with the help of licensed attorneys and skilled staff in the categories of bankruptcy assistance, vacation of criminal record, eviction prevention, divorce, custody, support, general legal aid, guardianship and wills, and landlord/tenant dispute resolution. Offers a Civil Tribal Legal Clinic addressing family law, landlord/tenant, wills and estate planning, contracts & homeownership. Also provides legal forms to the public for different civil legal issues.

Assists clients in meeting the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) requirements for Pre-Bankruptcy Counseling and Pre-Discharge Debtor Education.

National Foundation for Credit Counseling (NFCC) member agencies provide financial reviews and education in person, over the phone, or online. Services include:
-Credit/Debt Counseling
-Bankruptcy Counseling
-Housing Counseling (Pre-Purchase, Foreclosure Prevention, and Reverse Mortgage)
-Student Loan Debt Counseling
-Debt Management Plans
-Credit Report Reviews